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Joe Lunich

NC License # 7108112

Local, Independent, Experienced

Hello!  I’m an independent insurance agent based in Cary, NC.  Since 2015 I have helped hundreds of people with their Medicare planning.   I offer local one-on-one help with Medicare...at your initial sign-up, during the Annual Open Enrollment period and through-out the year.  I serve Wake and the surrounding counties.  

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5.0
(32)
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Reviewer avatar

Dennis Duryea

May 03, 2026

Joe was very instrumental establishing my initial Medicare Care coverage along with a supplemental plan and part D coverage. He has assisted me in reviewing my coverage annually to insure that I continue to have the best coverage. I would highly recommend his services!

Reviewer avatar

Ted Piatt

Apr 26, 2026

Joe reviewed my health status and coverage. There was no charge for our face to face meeting. He reviewed my health status, what I paid and what I was insured for in detail. Joe concluded I was reasonably protected and therefore needed no changes to my existing policies. I don’t have a policy with Joe, but I wouldn’t hesitate at all to sign an agreement with him. Ted Piatt

Reviewer avatar

Sylvia

Apr 07, 2026

I am pleased to have the opportunity to give Joe a five-star rating. Not only did he respond quickly to my inquiry, he also successfully applied his broad knowledge of the industry to direct me to options that would serve me best. Without sacrificing quality, the providers he referred me to saved me nearly $1,000 in my yearly premium. Thanks, Joe.

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Medicare Supplement

A Medicare Supplement (Medigap) insurance, sold by private companies, can help pay some of the health care costs that Original Medicare doesn't cover, like copayments, coinsurance, and deductibles.

Medicare Part D

Medicare Part D is the federal government's prescription drug program that covers both brand-name and generic prescription drugs at participating pharmacies in your area.

Medicare Advantage

Medicare Advantage plans are new health care options that are part of the Medicare program. Coverage may include Medicare Part D prescription drug coverage as well as hospital, doctor, skilled nursing, and other medical services.

Individual Health Insurance

No one plans to get sick or hurt, but most people need medical care at some point. Health insurance covers these costs and protects you from very high expenses.

Dental Insurance

Proper dental care can be an important component of our well being. Dental coverage of some kind can help you ensure the health of your teeth and gums.

Critical Illness

If you are diagnosed with a covered illness like Cancer, Heart Attack, Stroke or Alzheimer’s disease, Critical Illness insurance typically pays a lump sum. Additionaly, some policies may pay a monthly cash benefit.

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